Minnesota

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Northfield, Minnesota CD Rates – 18-Month

You are viewing rates from banks across Northfield





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Northfield, Minnesota . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Northfield, MN - August 1, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.70%

$100,000

19.79

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0.60%

$10,000

19.79

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0.55%

$100,000

1.10

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0.55%

$10,000

12.93

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0.50%

$100,000

19.06

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0.50%

$10,000

1.10

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0.45%

$10,000

13.76

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0.45%

$10,000

19.06

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0.45%

$10,000

11.74

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0.40%

$100,000

14.31

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0.40%

$10,000

16.08

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0.35%

$250

17.48

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0.35%

$10,000

14.31

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0.35%

$10,000

7.62

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0.35%

$10,000

16.42

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0.32%

$10,000

16.42

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0.30%

$100,000

14.31

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0.30%

$10,000

16.42

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

14.31

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0.23%

$1,000

21.91

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0.20%

$10,000

14.31

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0.18%

$10,000

14.31

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0.17%

$10,000

14.31

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.15%

$10,000

14.31

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0.15%

$10,000

16.42

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0.13%

$100,000

14.31

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0.10%

$10,000

14.31

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0.09%

$10,000

14.31

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0.05%

$10,000

22.82

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

0.01%

$10,000

23.87

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Northfield, MN - August 1, 2025


Branch Street City State
Think Mutual Bank
Apple Valley Branch
15751 Emperor Ave Apple Valley MN
Think Mutual Bank
Apple Valley Branch
15751 Emperor Ave Apple Valley MN
Community Resource Bank
Community Resource Bank Branch
1605 Heritage Drive Northfield MN
Reliance Bank
Reliance Bank Branch
2300 30th Street Northwest Faribault MN
MidCountry Bank
Apple Valley Branch
14994 Glazier Avenue Apple Valley MN
Community Resource Bank
Community Resource Bank Branch
1605 Heritage Drive Northfield MN
Citizens Community Federal National Association
Faribault Branch
150 Western Ave Faribault MN
MidCountry Bank
Apple Valley Branch
14994 Glazier Avenue Apple Valley MN
Castle Rock Bank
Detached Facility Branch
22140 Chippendale Avenue Farmington MN
Frandsen Bank & Trust
Frandsen Bank & Trust Branch
116 Central Street West Lonsdale MN
Security State Bank of Kenyon
Security State Bank Of Kenyon Branch
602 Second Street Kenyon MN
Great Southern Bank
Lakeville Branch
10880 West 175th Street Lakeville MN
Frandsen Bank & Trust
Frandsen Bank & Trust Branch
116 Central Street West Lonsdale MN
Heritage Bank Minnesota
Dennison Branch
37470 First Ave. Court Dennison MN
Merchants Bank, National Association
Lakeville Branch
18550 Joplin Avenue Lakeville MN
Merchants Bank, National Association
Lakeville Branch
18550 Joplin Avenue Lakeville MN
Frandsen Bank & Trust
Frandsen Bank & Trust Branch
116 Central Street West Lonsdale MN
Merchants Bank, National Association
Lakeville Branch
18550 Joplin Avenue Lakeville MN
Frandsen Bank & Trust
Frandsen Bank & Trust Branch
116 Central Street West Lonsdale MN
New Market Bank
Prior Lake Branch
4719 Park Nicollet Ave Se Suite 100 Prior Lake MN
Frandsen Bank & Trust
Frandsen Bank & Trust Branch
116 Central Street West Lonsdale MN
Frandsen Bank & Trust
Frandsen Bank & Trust Branch
116 Central Street West Lonsdale MN
Frandsen Bank & Trust
Frandsen Bank & Trust Branch
116 Central Street West Lonsdale MN
Frandsen Bank & Trust
Frandsen Bank & Trust Branch
116 Central Street West Lonsdale MN
Merchants Bank, National Association
Lakeville Branch
18550 Joplin Avenue Lakeville MN
Frandsen Bank & Trust
Frandsen Bank & Trust Branch
116 Central Street West Lonsdale MN
Frandsen Bank & Trust
Frandsen Bank & Trust Branch
116 Central Street West Lonsdale MN
Frandsen Bank & Trust
Frandsen Bank & Trust Branch
116 Central Street West Lonsdale MN
Sterling State Bank
Savage Branch
14185 Highway 13 South Savage MN
U.S. Bank National Association
Prior Lake Branch
15830 Franklin Trail Southeast Prior Lake MN
Bank of America, National Association
Apple Valley Branch
7510 147th St W Apple Valley MN
Associated Bank, National Association
Savage Branch
7533 Egan Drive Savage MN


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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